Official Newsletter of Hamton Property Group

How to use your Self Managed Super Funds to borrow for property investments

Find out how to take advantage of new changes to superannuation laws that allow Self Managed Super Funds to borrow for property investments.

Several strategies exist where a self managed superannuation fund is able to buy a residential investment property including:

  • Acquiring a property as an investment to assist with wealth creation towards retirement; and
  • Acquiring a property as an investment which may in the future become the permanent home for the self funded retiree.

ADVANTAGES

  • Invest into an exclusive address.
  • Generate a great rental income coupled with strong capital growth prospects.
  • Fund borrowing with your Employer Contribution–9% and property rental return.
  • Secure Borrowings separate to your House.
  • Take Advantage of Tax Concessions within Super. Maximum contribution tax is 15%.
  • Reduce Capital Gains Tax to 0% in retirement.
  • Retire with a Tax Free income and / or self acquire the property for retirement residency

These are just some of the benefits you can obtain through using your superannuation to invest into property. Even if you don’t have a Self Managed Super Fund but are interested in the strategy please call us to find out more on 1300 HAMTON (1300 426 866).